Helpful Information
Billing & Insurance
Harbor Speech Co. is in-network with Aetna and Blue Cross Blue Shield (BCBS) and also welcomes private-pay clients. Payment is due at the time of service.
Many families choose to use out-of-network benefits. Superbills are provided monthly through our secure client portal for those pursuing reimbursement independently. Reimbursement amounts and timelines vary by insurance plan and are determined by your insurance provider.
HSA and FSA payment options are accepted when applicable.
If you have questions about insurance coverage or out-of-network reimbursement, we're happy to help you understand your options before beginning services.
In-network participation with Cigna is currently pending. Families seeking insurance-covered speech therapy through Cigna are encouraged to reach out for updates on availability and next steps.
We are also pursuing authorization as an out-of-network provider with TRICARE. While Harbor Speech Co. is not in-network with TRICARE, eligible families may have access to out-of-network reimbursement benefits depending on their plan. Documentation to support reimbursement is available upon request.
Investment in Services
Harbor Speech Co. provides individualized, boutique-level speech-language services designed to support meaningful progress and long-term communication success. Investment reflects direct session time, clinical preparation, documentation, and ongoing treatment planning.
Superbills are provided for families seeking out-of-network reimbursement.
Frequently Asked Questions
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All new individual therapy clients begin with a 60-minute Initial Assessment Session. This visit allows us to understand your child’s communication profile, review previous reports, and develop a personalized therapy plan. A written summary and recommendations are provided following the session.
Comprehensive evaluations are recommended only when additional diagnostic clarification or formal documentation is needed.
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Harbor Speech Co. works primarily with elementary, middle school, and high school students who need support with speech clarity, language development, and social communication.
Services are designed for school-age learners navigating academic expectations, peer relationships, and real-world communication.
Services for toddlers, preschool-aged children, feeding/swallowing therapy, AAC evaluation, and fluency therapy are not currently offered.
If your child’s needs fall outside this focus, we are happy to help guide you toward appropriate resources.
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Harbor Speech Co. is in-network with Aetna and Blue Cross Blue Shield (BCBS) and also welcomes private-pay clients. Superbills are available for families who wish to pursue out-of-network reimbursement. In-network participation with Cigna is currently pending.
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Appointments are reserved exclusively for your child. At least 24 hours’ notice is required to cancel or reschedule.
Late cancellations and no-shows may be charged the full session fee. One late cancellation per family may be waived annually at the therapist’s discretion.
Full policy details are reviewed in your intake paperwork prior to beginning services.
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Progress is continuously monitored through session data, observation, and functional communication improvements. Formal re-evaluation is recommended only when clinically appropriate rather than on a fixed yearly schedule.
Families receive written progress updates twice per year.
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Therapy duration varies based on your child’s goals and needs. Some families seek short-term support, while others benefit from ongoing services.
Discharge is recommended when skills generalize into daily environments and goals have been met. Short-term check-ins are always welcome if new concerns arise.
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Parent Consultations are available for caregivers who want professional guidance before committing to ongoing therapy. These sessions provide clarity, practical strategies, and informed next steps.
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At this time, Harbor Speech Co. specializes in speech sound disorders, language-based services, and social communication for school-age children and teens. Services such as feeding therapy, AAC evaluations, and fluency therapy are not currently offered.
When needs fall outside the practice’s scope, appropriate referrals may be recommended.
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Yes. Harbor Speech Co. offers a structured Summer Communication Intensive designed to help school-age students maintain and strengthen communication skills during school breaks.
Need more guidance?
If you’re unsure what type of support your child needs, a Parent Consultation offers clear direction, practical strategies, and thoughtful next steps without committing to ongoing therapy.
