Helpful Information

Billing & Insurance

Harbor Speech Co. is in-network with Aetna and CareFirst BlueCross BlueShield and also welcomes private-pay clients. Payment is due at the time of service.

Many families choose to use out-of-network benefits. Superbills are provided monthly through our secure client portal for those pursuing reimbursement independently. Reimbursement amounts and timelines vary by insurance plan and are determined by your insurance provider.

HSA and FSA payment options are accepted when applicable.

If you have questions about insurance coverage or out-of-network reimbursement, we're happy to help you understand your options before beginning services.

In-network participation with Cigna will be effective November 1, 2026. In-network participation with Anthem BlueCross BlueShield is currently pending. Families seeking insurance-covered speech therapy through Cigna and Anthem BCBS are encouraged to reach out for updates on availability and next steps.

Investment in Services

Harbor Speech Co. provides individualized, boutique-level speech-language services designed to support meaningful progress and long-term communication success. Investment reflects direct session time, clinical preparation, documentation, and ongoing treatment planning.

Superbills are provided for families seeking out-of-network reimbursement.

Frequently Asked Questions

Need more guidance?

If you’re unsure what type of support your child needs, a Parent Consultation offers clear direction, practical strategies, and thoughtful next steps without committing to ongoing therapy.

We’re accepting new clients for speech therapy located in Maryland and Virginia.